high deductible insurance
3 Homeowners Replaced Scary Premiums With Predictable Costs
In 2023, homeowners who switched to high-deductible, catastrophe-only policies reduced their annual premiums by an average of 22%, turning unpredictable costs into a fixed, manageable line item. By raising deductibles and limiting coverage to true catastrophes, they create a predictable budget cap while retaining control over minor repairs. Financial Disclaimer: